Get Moving with Thomas Voce

Mortgage Originator

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Thomas Voce

Mortgage Originator
NMLS #2677601

Cortland

65 Main Street
Cortland NY, 13045

607-373-9307 (Cell)

Use the link below to get started on your Home Financing application or check the status of a submitted application.

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Business Hours
Monday through Friday - 8:00 a.m. to 5:00 p.m.

Bio
As a Central New York native, I'm proud to serve my local community. With 4 years of experience at NBT Bank, I've honed my skills in building strong relationships, understanding customer needs, and providing tailored solutions. Outside of work, I'm passionate about the outdoors and sports, which fuels my drive for teamwork, discipline, and a goal-oriented mindset. Whether it's helping clients reach their financial goals or delivering top tier service, I'm committed to making a positive impact.

 
 

Ready to Apply?

Please Have These Items Ready

  1. Current and Previous Addresses (2 years)
  2. Property Information including purchase agreement (if applicable), tax bills and homeowners insurance (if applicable)
  3. Current and Previous Employment Information and dates (2 years)
  4. Sources and income amounts for all borrowers
      a. If a W2 employee, previous 2 years W2's and most recent paystub with year-to-date income
      b. If rental or business income, 2 years personal and business (if applicable) signed tax returns, including all schedules
      c. If retirement income, award letter, 1099 or equivalent documentation
  5. Bank Account Statements (2 months)
  6. Current monthly housing expenses such as rent and mortgage payments
  7. Property address and Estimated Market Value for properties you own, including taxes & insurance
  8. If working with a real estate agent, their name, company and phone number

Required documents to apply for mortgage financing are listed in the Mortgage Financing Checklist.

DOWNLOAD CHECKLIST